A Retirement Investment Strategy is Based on Many Factors
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What are your retirement goals?
- How much will you need in retirement?
- How much will you need to save?
- When do you want to retire?
- How comfortable are you with risk?
- What investment mix is right for you?
Use our planning calculators to help get you on your way to a more secure retirement.
“The Hartford” is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. (“HSD”). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.
Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the mutual funds or The Hartford's group variable annuity products and funding agreements, and their underlying funds. For fund and product prospectuses and/or a disclosure document containing this and other information, contact your financial professional or visit our website. Read them carefully.
Retirement programs can be funded by group fixed or variable annuity products and funding agreements issued by Hartford Life Insurance Company (Simsbury, CT). Group variable contracts are underwritten and distributed by HSD, where applicable. Retirement programs can also invest in mutual funds through custodial accounts.
This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. This information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.
RPS 7394
FAQs
- How much can I contribute to my account?
IRS Contribution Limits
401(k), 403(b), 4572010
Maximum Limit $16,500
Catch-up (Age 50+) $5,500*
*Additional catch-up provisions may apply to employer-sponsored 403(b) and 457 plans, based on your years of service.
- What is asset allocation?
The strategy of spreading specific percentages of your investment among stocks, bonds and cash equivalents.
- What is diversification?
Diversification is the strategy of spreading your investments among different asset classes of stocks, bonds and cash equivalents to help reduce overall investment risk.
- What is my Personalized Rate of Return (PROR)?
Your Personalized Rate of Return (PROR) reflects the performance measure of your investments and helps you track your own account performance. The Personalized Rate of Return is a unique number, affected not only by your investment choices, but also by the activity in your account. By logging in, you can view your monthly and year-to-date PROR information.