Unparalleled support and flexibility. From people you can trust.

We’re passionate about helping create a more secure and prosperous future for your employees. We do that by focusing on you—and those who count on you—every step of the way. In a world of rapid change, we continuously find new ways to deliver unmatched service, unparalleled support, and programs and services to help you achieve what’s ahead. Because exceptional client service is not what we do—it’s who we are.

Flexibility

Our broad range of adaptable solutions positions your plan for success.

From start-up to large plans, and in every market, we have a program option to support your organization.

• Corporate
• Government
• Healthcare, Education, Tax-Exempt

With all funding options.

• Mutual funds
• Group funding agreements
• Group variable annuities

And, a distinctive open architecture design.

• No propriety fund requirements
• Robust investment options lineup with unrestricted access to experienced, world class fund companies
• One or all money managers available at no additional cost

Optimal design flexibility.

We support multiple plan designs including:

• 401(k)
• 457
• 403(b)
• Defined Benefit
• Davis Bacon
• Tax-Exempt Deferred Compensation

We also offer Roth and automatic enrollment features.

Investment flexibility.

We offer options for every type of investor, from novice to experienced.

• Lifestyle (Risk-Based) investment options
  Diversified investment options tailored for specific risk tolerances.
• Target-Date (Age-Based) investment options
  Options that gradually evolve from a greater concentration of higher-risk investments to lower-risk investments based on anticipated year of retirement.
• Morningstar's online advisory services¹
  Analyzes a participant's personal situation and provides objective, independent guidance and/or advice on how to invest in the plan.
• Self-Directed Brokerage Account (SDBA)²
  Allows participants direct access to a brokerage account for those who want more control or further diversification.
• Fixed account
  Offers a fixed rate of interest for participants seeking capital preservation (consistency with their investment returns).
• Morningstar style box coverage
  Optimal diversification across all asset classes and risk categories.
• Model My GoalsSM asset allocation models³
  Easy, one-step asset allocation program for the "do it for me" investor.

Trust

We help secure confidence in a more prosperous future.

The Hartford stag has been a symbol of strength and integrity since our company's founding in 1810.

Retirement Plans

• 40 years experience with defined contribution programs
• Nearly 30,000 plans administered*
• $49 billion in assets under management*
• 1.5 million plan participants*
• PLANSPONSOR magazine Top 10 Recordkeeper (2004-2009)
• One of the fastest growing 403(b) providers⁴

*As of 12/31/2009

The Hartford

• One of the World's Most Ethical Companies (2008-2010), Ethisphere Institute
• Promoting financial literacy through our partnership with NCAA
• EPA Climate Leader
• Hartford employees donate more than $2 million and 100,000 volunteer hours to non-profit organizations each year

Partnership

We’ll make it easy for you every step of the way.

• The Hartford is the only provider to win seven consecutive DALBAR⁵ Retirement Plan Service Awards (2003-2009)
• DALBAR award for participant account statements (2002-2008)
• 95% client retention rate (2000-2008)
• 22 PLANSPONSOR “Best in Class” awards for sponsor and participant services, including
  • Sponsor Reporting
  • Participant Call Center
  • Fee Disclosure

(PLANSPONSOR Defined Contribution Survey, November 2009)

 

• Award-winning, customizable participant education programs - in person, in print and online - help drive employee comprehension and plan participation
  • Recognized by Pensions & Investments magazine and Profit Sharing/401k Council of America (PSCA) with 25 awards (2008-2010)
  • Award-winning investment newsletter co-authored by SmartMoney magazine educates employees (2009 MFEA STAR Award for Best Participant Newsletter)

Ongoing education at every stage of retirement planning.

You and your participants will receive ongoing information and education that includes:

• Welcome kits for new plans and plans transitioning to The Hartford
• Ongoing, onsite education and enrollment assistance from retirement education specialists
• Individualized participant contribution illustrations
• Comprehensive, award-winning educational campaign
• Online tools and resources, including online advisory services from Morningstar Associates, LLC.¹

Additional support

• Investment Advisory Group conducts extensive and ongoing investment due diligence
• Timely legislative insight into industry- and plan-level regulations and legislation
• Service centers with licensed representative in multiple time zones provide expanded participant support

For more information regarding The Hartford's retirement programs, contact us to speak to a Retirement Plans Sales representative.

“The Hartford  ” is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. (“HSD”). HSD (member  FINRA and  SIPC) is a registered broker/dealer affiliate of The Hartford.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the mutual funds or The Hartford's group variable annuity products and funding agreements, and their underlying funds. For fund and product prospectuses and/or a disclosure document containing this and other information, contact your financial professional or visit our website. Read them carefully.

Retirement programs can be funded by group fixed or variable annuity products and funding agreements issued by Hartford Life Insurance Company (Simsbury, CT). Group variable contracts are underwritten and distributed by HSD, where applicable. Retirement programs can also invest in mutual funds through custodial accounts.

¹Morningstar Associates provides investment guidance and/or advice through their online service, providing a personalized approach to investing for retirement from a trusted independent source - Morningstar Associates, LLC.

²Offered through Charles Schwab & Co. at an additional cost. Charles Schwab & Co. is not an affiliate or subsidiary of The Hartford. This option is intended for the knowledgeable investor. The level of risk will vary depending on the investment choices a participant makes. Investment limitations apply.

Costs and program restrictions may apply. Program tools and offerings may vary based on market segment, program and/or broker/dealer firm. Check with your representative.

³The information provided in this presentation by Mesirow Financial Investment Management, Inc. is for informational purposes only and should not be construed as a recommendation to purchase or sell any particular security or investment vehicle(s) offered by Mesirow Financial Investment Management, Inc. (MFIM) or affiliates of MFIM. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. Any opinions expressed are subject to change without notice. Mesirow Financial and its affiliated companies and/or individuals may, from time to time, own, have long or short positions in, or options on, or act as a market maker in, any securities or investment strategies discussed herein and may also perform financial advisory or investment banking services for those companies or in regard to those strategies. Further, Mesirow Financial may receive fees for selling or advising on the purchase or sale of products mentioned herein. Additionally, Mesirow Financial may also receive fees paid by manufacturers or distributors of said products in connection to other professional services provided by the applicable Mesirow Financial affiliate. The sale or advice provided is in no way related to or contingent upon the payment received for these other services. It should not be assumed that any recommendation incorporated herein will be profitable or will equal past performance. Mesirow Financial does not provide legal or tax advice. Model performance information and results do not reflect actual trading and the results may not reflect the impact that material economic and market factors may have had on MFIM’s decision-making if MFIM were actually managing client’s money. Any securities contained or investment strategies used in the model performance results provided herein do not relate or only partially relate to the advisory services currently offered by MFIM. MFIM’s clients may have had results materially different from the results provided. Securities offered through Mesirow Financial Investment Management, Inc., member NYSE, SIPC.

⁴Source: LIMRA Second Quarter 2009 Not-for-Profit Market Survey

⁵DALBAR is an independent investment industry research firm.

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