Retirement programs that run the gamut.

The Hartford has program options available to support clients of all sizes and in all markets.

• Corporate
• Government
• Healthcare, Education, Tax-Exempt

With all funding options.

• Mutual funds
• Group funding agreements
• Group variable annuities

And, a distinctive open architecture design.

• No propriety fund requirements
• Robust investment options lineup with unrestricted access to experienced, world-class fund companies
• One or all money managers available at no additional cost

Investment flexibility.

The Hartford offers options for every type of investor, from novice to experienced.  

• Lifestyle (Risk-Based) investment options
  Diversified investment options tailored for specific risk tolerances.

• Target-Date (Age-Based) investment options
  Options that gradually evolve from a greater concentration of higher-risk investments to lower-risk investments based on anticipated year of retirement.

• Morningstar's online advisory services¹
  Analyzes a participant's personal situation and provides objective, independent guidance and/or advice on how to invest in the plan.

• Self-Directed Brokerage Account (SDBA)²
  Allows participants direct access to a brokerage account for those who want more control or further diversification.

• Fixed account
  Offers a fixed rate of interest for participants seeking consistency with their investment returns.

• Morningstar style box coverage
  Optimal diversification across all asset classes and risk categories.

• Model My Goals^SM asset allocation models³
  Easy, one-step asset allocation program for the "Do it for me" investor.

Dedication to service.

• Our Customer Service Representatives are salaried employees of The Hartford. They work for clients not commissions.  All are Series 6 licensed.
• The Hartford is the only provider with six consecutive DALBAR⁴ Retirement Plan Service Awards (2003-2008)
• We have a 95% client retention rate (2000-2008)

Optimal plan design flexibility.

• Our plan design support includes optional coordination with third party administrators.   We support all defined contribution and defined benefit plan designs. 
• We also offer Roth and automatic enrollment features.

Trusted since 1810.

The Hartford stag has been a symbol of strength and integrity since our company's founding in 1810.

• More than 39 years experience with defined contribution programs
• 30,000 plans administered^*
• $41 billion in assets under management^*
• 1.6 million plan participants^*

^*As of 03/31/09

For more information on The Hartford and how we support consultants, contact us to speak to a Retirement Plans Sales representative.

“The Hartford” is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. (“HSD”). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the mutual funds or The Hartford's group variable annuity products and funding agreements, and their underlying funds. For fund and product prospectuses and/or a disclosure document containing this and other information, contact your financial professional or visit our website. Read them carefully.

Retirement programs can be funded by group fixed or variable annuity products and funding agreements issued by Hartford Life Insurance Company (Simsbury, CT). Group variable contracts are underwritten and distributed by HSD, where applicable. Retirement programs can also invest in mutual funds through custodial accounts.

¹Morningstar Associates provides investment guidance and/or advice through their online service, providing a personalized approach to investing for retirement from a trusted independent source - Morningstar Associates, LLC.

²Offered through Charles Schwab & Co. at an additional cost. Charles Schwab & Co. is not an affiliate or subsidiary of The Hartford. This option is intended for the knowledgeable investor. The level of risk will vary depending on the investment choices a participant makes. Investment limitations apply.

Costs and program restrictions may apply. Program tools and offerings may vary based on market segment, program and/or broker/dealer firm. Check with your Hartford representative.

³The information provided in this presentation by Mesirow Financial Investment Management, Inc. is for informational purposes only and should not be construed as a recommendation to purchase or sell any particular security or investment vehicle(s) offered by Mesirow Financial Investment Management, Inc. (MFIM) or affiliates of MFIM. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. Any opinions expressed are subject to change without notice. Mesirow Financial and its affiliated companies and/or individuals may, from time to time, own, have long or short positions in, or options on, or act as a market maker in, any securities or investment strategies discussed herein and may also perform financial advisory or investment banking services for those companies or in regard to those strategies. Further, Mesirow Financial may receive fees for selling or advising on the purchase or sale of products mentioned herein. Additionally, Mesirow Financial may also receive fees paid by manufacturers or distributors of said products in connection to other professional services provided by the applicable Mesirow Financial affiliate. The sale or advice provided is in no way related to or contingent upon the payment received for these other services. It should not be assumed that any recommendation incorporated herein will be profitable or will equal past performance. Mesirow Financial does not provide legal or tax advice. Model performance information and results do not reflect actual trading and the results may not reflect the impact that material economic and market factors may have had on MFIM’s decision-making if MFIM were actually managing client’s money. Any securities contained or investment strategies used in the model performance results provided herein do not relate or only partially relate to the advisory services currently offered by MFIM. MFIM’s clients may have had results materially different from the results provided. Securities offered through Mesirow Financial Investment Management, Inc., member NYSE, SIPC.

⁴DALBAR is an independent investment industry research firm.

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